See What Our Customers Are Saying

Reviewed by Lauren Higgins for Andrew Virga- AnnieMac Home Mortgage
I don’t have enough good things to say about embrace home loans. Andrew was absolutely amazing!!! He is so knowledgeable and was so patient with my husband and I as first time home buyers. He was always available and spent hours making sure we understood and felt comfortable with everything that was going on. From applying to closing he made our first time experience buying a home so smooth and enjoyable!!!!
Reviewed by Karen Cantalupo for Andrew Virga- AnnieMac Home Mortgage
Andrew was very attentive and responsive to ensure all actions were followed
Reviewed by Gary Heyman for Andrew Virga- AnnieMac Home Mortgage
Andrew was responsive, knowledgeable and supportive throughout the mortgage process. Being a first-time home buyer, I felt overwhelmed, but Andrew was able to simplify, guide, and give us clarity every step of the way. He masterfully bridged the gaps between all parties involved throughtout the process. I highly recommend using Embrace and Andrew for any of your home loan needs.
Reviewed by Jenna Heyman for Andrew Virga- AnnieMac Home Mortgage
Andrew is amazing- he cares about his clients and made this process so easy for us. Highly recommend him!
Reviewed by John Rapiel for Andrew Virga- AnnieMac Home Mortgage
Andrew went above and beyond to make sure everything went as smoothly as possible. He was very knowledgeable and helped explain everything to me about the entire process.
Reviewed by Karl Becker for Andrew Virga- AnnieMac Home Mortgage
We cannot say enough wonderful things about our experience with Andrew. He always made us a priority and took the time to explain everything to us each step of the way. He was available for questions and was constantly updating us on where we stood throughout the entire process. He’s smart, kind, polite and the exact person you want in your corner when buying a home. He went above and beyond and we will be recommending him to all our friends and family. Thanks to Andrew we just closed on our new home in Smithtown! We cannot thank him enough for all the hard work and effort he put into the purchase of our new house.
Reviewed by Rosely Alimento Paschoal for Andrew Virga- AnnieMac Home Mortgage
Andrew was great.
Reviewed by Christopher Bolz for Andrew Virga- AnnieMac Home Mortgage
Andrew was extremely responsive to all of my calls and questions and to a novice home buyer, he was able to explain complex processes in a simple way.
Reviewed by Stephanie Greenbaum for Andrew Virga- AnnieMac Home Mortgage
It just seemed like Andrew was somehow always available and happy to help. He was incredibly knowledgable and honestly felt like a real friend throughout the process. He answered so many calls and questions and didn’t mind explaining things 5 times if we needed it. He really helped make our first time homebuying experience fabulous.
Reviewed by Michael Dalton for Andrew Virga- AnnieMac Home Mortgage
Working with Andrew is a seamless process. He is knowledgeable, quick to respond, trustworthy & honest. All qualities that are hard to come by in a business world.
Reviewed by Mary Giattino for Andrew Virga- AnnieMac Home Mortgage
Andrew and Sophia were unbelievable! So communicative, attentive and fast to respond to my many questions and concerns. I had an absolutely wonderful experience with them!
Reviewed by Rebecca Gulino for Andrew Virga- AnnieMac Home Mortgage
Andrew was very communicative and helpful. He was very quick to respond to questions and explained the entire process thoroughly.
Reviewed by Cindy Smith for Carlene Marie Shannon | Mortgage Loan Originator
Good communication and great work getting the transaction closed in a short period of time.
Reviewed by Jaclyn McMullen for Carlene Marie Shannon | Mortgage Loan Originator
Great communication skills and awesome team to work with
Reviewed by Matthew Donafrio for Carlene Marie Shannon | Mortgage Loan Originator
Carlene and Guild Mortgage continue to make me look like a rock star with my real estate clients. Considering everything I provide as a buyer's agent, referring them to Carlene is my greatest contribution to their positive home-buying experience.