See What Our Customers Are Saying

Reviewed by Kaylin Scanlon for Frank Virga - AnnieMac Home Mortgage
Frank is the best! He always explains everything and clearly communicates efficiently.
Reviewed by Kristen Simontacchi for Frank Virga - AnnieMac Home Mortgage
Frank and his whole team went way above and beyond for us from beginning to end. He reworked our pre-approval on a Sunday morning when we requested it, expecting it to wait until at least Monday, but Frank jumped on it immediately. He responded to us and our realtor right away every single time. When Erin started helping us, she was the same way.. she gave us her personal cell phone number and told us we could call or text her anytime for anything we needed. She responded to us no matter when we needed her. To sum up, embrace home loans is the best that it gets. In this market, sometimes time is critical to secure an offer bc houses are being sold at lightning speed, and it would be so easy to miss out if you weren’t fast enough, but frank and Erin were there round the clock when time mattered most. We appreciate how hard they worked for us bc without that kind of efficiency, we would have lost out. Thanks so much for everything you did for us!
Reviewed by Maria Lanzisero for Frank Virga - AnnieMac Home Mortgage
Frank is always available , knowledgeable, pleasant, honest and timely . It’s a pleasure to refer our clients to him.
Reviewed by Rahbar Farooqi for Frank Virga - AnnieMac Home Mortgage
Great team with great communication skills and experience. Provided help and guidance throughout the process.
Reviewed by Josephine Robbins for Frank Virga - AnnieMac Home Mortgage
The clarity of information as the process went on and not locking me in when I could’ve gotten a better rate with another lender.
Reviewed by Kevin McCarthy for Frank Virga - AnnieMac Home Mortgage
Pleasant experience
Reviewed by William Montalvo for Frank Virga - AnnieMac Home Mortgage
I was referred to frank through an agent since this was my first time buying a house, and frank and the whole embrace team were very nice and they had excellent communication with me on anything I needed answered. I would recommend the whole Embrace team to anyone looking to buy a home.
Reviewed by John McCaffery for Frank Virga - AnnieMac Home Mortgage
Team was very accommodating and easy to work with. Would recommend to friends/family.
Reviewed by Catherine Graber for Frank Virga - AnnieMac Home Mortgage
Everyone was very attentive and kept open communication with us throughout the process.
Reviewed by Nicholas Famigletti for Frank Virga - AnnieMac Home Mortgage
Frank and his team are the most responsive people I worked with in this entire experience.
Reviewed by Emily Sauber for Frank Virga - AnnieMac Home Mortgage
Absolutely amazing! Super efficient and fabulous communication! Best person to work with! Thank you so much.
Reviewed by Tommaso Paoli for Frank Virga - AnnieMac Home Mortgage
Prompt replies, clear info received.
Reviewed by Dennis Songcuya for Frank Virga - AnnieMac Home Mortgage
We had smooth experience in loan process
Reviewed by Ruben Matheu for Frank Virga - AnnieMac Home Mortgage
Big shout out to Frank Virga and the whole team. You all made the process easy and painless. Working hand and hand with Frank, and Erin was such an amazing experience. They are so knowledgeable And understanding to make this an exciting experience. Myself and our family will always be grateful for you all your time and hard work. We will definitely recommend to everyone and use you again next time ! Thank again Ruben Matheu
Reviewed by Jessica Matheu for Frank Virga - AnnieMac Home Mortgage
We were first time home buys . We did not know much about this whole process. Naturally we were scared. Our realtor gave us Frank Virga information . My husband contacted Frank who was so helpful and walked us through the steps to get the process started. Then when we found our dream home . We got the pleasure to work with Erin and can I tell you she is so patient and kind answering our questions anytime of day. Talking me off the edge. I can’t say enough great things about these two! They change our lives and our children’s. I will for ever be grateful to them . Also I tell everyone about them and forward their information right over. Thank you all for your hard work and not giving up ! Jessica Matheu