See What Our Customers Are Saying

Reviewed by Brian Coleman for Joshua Grafer - AnnieMac Home Mortgage
Joshua is extremely professional and knowledgeable. He quickly answered any questions I had and further explained anything I was confused about with the home buying process. I will definitely recommend Embrace and Joshua in the future to anyone I know that’s interested in buying a home. Thank you!
Reviewed by Christian Kunze for Joshua Grafer - AnnieMac Home Mortgage
Working with Joshua was a great experience! He is very responsive and was always available via text message or call. He is very knowledgeable and made the mortgage experience a breeze!
Reviewed by Elizabeth Bernard for Joshua Grafer - AnnieMac Home Mortgage
Josh went above and beyond to help my buyers get their offer accepted, by providing the listing agent with the confidence to accept our offer. In addition, the entire transaction went without a hitch. He also attended the closing, which was very impressive. Great job Joshua!!
Reviewed by Daniel Virdone for Joshua Grafer - AnnieMac Home Mortgage
Embrace and more specifically Josh Grafer made the whole mortgage process seamless. Any questions were answered and advice was given.
Reviewed by Nicole Virdone for Joshua Grafer - AnnieMac Home Mortgage
Josh and his team were fantastic! Josh was very through. He explained the terms clearly, kept us updated throughout the process and was very responsive to our questions.
Reviewed by Scott Brittman for Joshua Grafer - AnnieMac Home Mortgage
Flawless execution
Reviewed by Jeremy Freund for Joshua Grafer - AnnieMac Home Mortgage
Josh was there with us through every step in the process and genuinely cared about providing the best service he could
Reviewed by Megan Loughran for Joshua Grafer - AnnieMac Home Mortgage
Josh came recommended to us, he was very easy to work with, knowledgeable and easy to communicate with. He was able to answer all our questions and easy our anxieties about this whole process! I would recommended Josh to anyone!
Reviewed by Alexander Goldenberg for Joshua Grafer - AnnieMac Home Mortgage
Josh and team were extremely communicative throughout process
Reviewed by Derek Johnson for Joshua Grafer - AnnieMac Home Mortgage
Josh is the best, always goes the extra mile and always answers my call. He is honest and tells it like it is. I wouldn’t go anywhere else
Reviewed by John Blum for Joshua Grafer - AnnieMac Home Mortgage
Josh was great throughout the whole loan application/approval process!
Reviewed by Sherri Blum for Joshua Grafer - AnnieMac Home Mortgage
Josh Grafer is AMAZING!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! The whole team worked like clockwork to help my husband John and me get our dream home. Josh was patient, comforting and kept me on track. Sophia and the underwriters worked hard for us like we were family. We knew from our first conversation from Josh two years ago, that we were going to go with him and Embrace. He's smart and professional and I cannot say enough good things about him. He became like family and answered my calls no matter what time i called or texted him. This was a dream come true for us and i know for a fact that if it wasn't for Josh, this whole process would have been a nightmare. Josh is SUPERMAN and we love him. Thank you to the best MORTGATE MAN IN THE BIZ!!!!!!!!! Sherri & John - Proud of Owners of our DREAM HOME!
Reviewed by Christopher Raines for Joshua Grafer - AnnieMac Home Mortgage
Joshua went completely above and beyond and help me in every step along the way, I can be thankful enough for the help Joshua and his team provided
Reviewed by Peter Carey for Joshua Grafer - AnnieMac Home Mortgage
Josh was very attentive to all of our questions and concerns. We last purchased a home in 2007 so we needed a tremendous amount of guidance and Josh was there for us every step of the way.
Reviewed by Curtis Morrison for Joshua Grafer - AnnieMac Home Mortgage
Joshua Grafer is responsive, efficient and works hard to ensure his customers are satisfied. I would certainyl recommend him to anyone who is looking to Purchase or Refinance!