We believe you deserve more from the mortgage industry.
We believe in the need for live, human interaction during a complex process. The kind of service and guidance which an app simply can’t provide.
We believe paperwork cannot tell your whole story. Our customers are more than credit scores and income documents. They are the individuals and families who live in and strengthen our communities.
Their story is our story. And that story begins in a home.
What People Are Saying:
4.85
AVERAGE
RATING
Buying a home can be a long and stressful process but if you a transparent and responsive team that doesn’t add to the stress, that’s found here.
James Kent
4.85
AVERAGE
RATING
Chet was highly informative and responsive, providing prompt assistance and presenting various options. He worked within our budget to secure the most favorable terms and was readily available, even outside regular business hours.
EhBlu Htoo
Minoa, New York4.85
AVERAGE
RATING
Scott is easy to work with. He is very knowledgeable and helpful. I would not hesitate to refer anyone to him.
Mohamed A. Hassim
Lawrenceville, New Jersey4.85
AVERAGE
RATING
Kent is very knowledgeable and always avaiable to answer questions.
Emily Jo Wilson
Bedford, Virginia4.85
AVERAGE
RATING
Great communication, insightful advice to my clients, and made the process smooth and painless! I hope to work together again with Bill and his team soon!
Maura Long
Mechanicsville, Virginia4.85
AVERAGE
RATING
Very smooth flow of transaction, frequent updates on the transaction and buyers are very happy so far.
Chet N Timsina
Rochester, New York4.85
AVERAGE
RATING
Great communication & everyone knew what was going on! Very easy transaction!
DEBORAH DOUGLAS
Bedford, Virginia4.85
AVERAGE
RATING
I had an over all great experienc. Aubrey Locke was phenomena, as well as Jeffrey Bradford ! . The process went a lot smoother than I expected. Thanks for helping my family become a home owner.
Willie Hunt
Montgomery, Illinois4.85
AVERAGE
RATING
“Thank you! What made it great was the excellent communication, smooth process, and attention to detail. Everything was handled professionally, and I felt supported every step of the way. I couldn’t have asked for a better experience!”
Ashton D Adams
Hampton, Virginia4.85
AVERAGE
RATING
Aubrey is amazing.... Aubrey is always a call away no natter what time!!!! Thanks Aubrey for making this life changing experience so easy for us....
Clementina Hunt
Montgomery, Illinois4.85
AVERAGE
RATING
Ronnie worked with this client for months to make sure he was able to buy as well as educating him on financials for his future home purchase.
Angela Ely
Newport News, Virginia4.85
AVERAGE
RATING
Quick response time to our questions and the team always kept us in the loop anout progress/roadblocks.
Douglas Dakesian
Cincinnati, Ohio4.85
AVERAGE
RATING
All of you communicated well through every step of the process and provided insight into each topic that was brought up.
Jacob Petersen
Circle Pines, Minnesota4.85
AVERAGE
RATING
Bailey Grffin and Lisa made a very stressful time much less stressful! I can't thank them enough! Wonderful people .
Michael Taras
Freehold, New Jersey4.85
AVERAGE
RATING
Prompt replies and timely communication.
Stephen J Chamblee
Indianapolis, Indiana4.85
AVERAGE
RATING
Because it was .
Richard Piccolo
HENRYVILLE, Pennsylvania4.85
AVERAGE
RATING
Youssef made transaction very easy he is a true proffessional
Denise Kevil
Sparta, New Jersey4.85
AVERAGE
RATING
No comment
Bryan Houle
Cranston, Rhode IslandTools For You
Featured Products
Cash2Keys
Cash Offer and Buy Now, Sell Later. With our Cash Offer program, even the odds and get your offers accepted, all with the power of cash. With Buy Now, Sell Later, current homeowners can comfortably sell their old home all while securing a new one.
Access Your Home's Equity
As you start to make payments on your mortgage, you gain equity in your home. Take advantage of the equity you have built up over time and receive cash for large expenses, consolidating your debts, or home repairs and updates.
Loan Options
Conventional
- Downpayment Required
- Insurance Required
- Higher Credit Needed
- No Residency Restrictions
- Not Insured
VA Loans
- No Downpayment
- Insurance Optional
- Lower Credit Accepted
- Primary Residence
- Government Insured
USDA Loans
- No Downpayment
- Insurance Required
- Lower Credit Accepted
- Primary Residence
- Government Insured
FHA Loans
- Downpayment Required
- Insurance Required
- Lower Credit Accepted
- Primary Residence
- Government Insured
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Conventional Loan:
A conventional home loan is a mortgage that is not insured by the federal government, so their terms are more flexible than USDA, FHA or VA loans. Offering low interest rates, they’re a great fit for customers with good credit and financial stability who can afford a down payment.
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VA Loan:
Insured through the U.S. Department of Veterans Affairs, VA loans do not require the borrower to make any down payment or to get private mortgage insurance, amounting to substantial savings. With lower rates and the far more lenient underwriting standards, if your borrower is a current or former member of the U.S. armed forces, they are unlikely to get a better deal with any other kind of loan.
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USDA Loan:
The United States Department of Agriculture developed this mortgage option to improve the economy and quality of life in rural America by encouraging the purchasing of rural land. USDA loans are issued through the USDA Rural Development Guaranteed Housing Loan Program, and you might be surprised how feasible it is to qualify for one beyond what most would consider “farmland”.
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FHA Loan:
An FHA loan is a mortgage designed for low-to-moderate-income borrowers. Insured by the Federal Housing Administration, FHA loans require a lower minimum down payment and credit scores than many conventional loans.
Realtor Resources
AnnieMac Worx for Realtor Partners
AnnieMac Worx offers invaluable lessons to real estate agents via live webinars, on-demand multimedia and Fortune 500-Caliber educators. Whether you want to catch up on trending topics or enhance your knowledge of time-tested skills and situations, this exclusive outlet will broaden your knowledge base and enable you to pursue more opportunities... which means more success!
Benefits include certification programs, weekly live classes, Worx on demand, productivity tools to streamline your workflow, and coaching with one-on-one expert trainings.