We believe you deserve more from the mortgage industry.
We believe in the need for live, human interaction during a complex process. The kind of service and guidance which an app simply can’t provide.
We believe paperwork cannot tell your whole story. Our customers are more than credit scores and income documents. They are the individuals and families who live in and strengthen our communities.
Their story is our story. And that story begins in a home.
What People Are Saying:
4.85
AVERAGE
RATING
Bob and his entire team have been phenomenal and we couldnt be happier to have had them during this huge process . They consistently went out of their way to move us to closing even when we made it difficult the night before... thier flexibility , answering que ...
Christopher Michael Short
GLOUCESTER, Virginia4.85
AVERAGE
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I had no issues, everyone was positive and easy to work with
Samantha Fults
Virginia Beach, Virginia4.85
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Karin was very communicative and kept us informed throughout the entire process.
Amy Wood Gonzale
Ithaca, New York4.85
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shes amazing and really communicates
Sebastian Kramer
Greenacres, Florida4.85
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Great experience for my clients. Highly recommend!
KELLIE MONTIE
Suffolk, Virginia4.85
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We all Love Patience, especially when shown to us personally. Michelle was an outstanding example of that quality. The home buying experience can be overwhelming,yet Michelle excelled in all the areas we were unfamiliar with .We, Vickie & Daniel Jackson Thank you so much for helping us to succeed. ...
Daniel Max Jackson
Columbia City, Indiana4.85
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Mel's communication was great. Very responsive and helpful. I would recommend her to my future clients.
Maria Gavidia
Miami, Florida4.85
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It was a pleasure to work with Youssef on this transaction. He communicated regularly throughout the process. It was a smooth transaction from start to finish .
Melissa Ann Rizz
Dingmans Ferry, Pennsylvania4.85
AVERAGE
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Grear communication every step of the way.
Lee Pasko
Columbia City, Indiana4.85
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Blake and Cullen were great throughout the process. They responded promptly and were there every step of the way, even through the underwriter process. Blake provided guidance and advice that helped us make informed decision.
Courtney Laws
Suffolk, Virginia4.85
AVERAGE
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Jill was always available to answer any and all questions I had and was always patient. She made this process stress free!
Adrianna Degori
GLASSBORO, New Jersey4.85
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The attention to detail and communication throughout the process was excellent. We could not have asked for better service.
Michelle Jane Short
GLOUCESTER, Virginia4.85
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Jeff was very thorough, understanding and prompt. Much appreciation!!!
Jasmine M Trotmon
Smyrna, Delaware4.85
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Buying a home can be a long and stressful process but if you a transparent and responsive team that doesn’t add to the stress, that’s found here.
James Kent
4.85
AVERAGE
RATING
Chet was highly informative and responsive, providing prompt assistance and presenting various options. He worked within our budget to secure the most favorable terms and was readily available, even outside regular business hours.
EhBlu Htoo
Minoa, New York4.85
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Scott is easy to work with. He is very knowledgeable and helpful. I would not hesitate to refer anyone to him.
Mohamed A. Hassim
Lawrenceville, New Jersey4.85
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Kent is very knowledgeable and always avaiable to answer questions.
Emily Jo Wilson
Bedford, Virginia4.85
AVERAGE
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Great communication, insightful advice to my clients, and made the process smooth and painless! I hope to work together again with Bill and his team soon!
Maura Long
Mechanicsville, VirginiaTools For You
Featured Products
Cash2Keys
Cash Offer and Buy Now, Sell Later. With our Cash Offer program, even the odds and get your offers accepted, all with the power of cash. With Buy Now, Sell Later, current homeowners can comfortably sell their old home all while securing a new one.
Access Your Home's Equity
As you start to make payments on your mortgage, you gain equity in your home. Take advantage of the equity you have built up over time and receive cash for large expenses, consolidating your debts, or home repairs and updates.
Loan Options
Conventional
- Downpayment Required
- Insurance Required
- Higher Credit Needed
- No Residency Restrictions
- Not Insured
VA Loans
- No Downpayment
- Insurance Optional
- Lower Credit Accepted
- Primary Residence
- Government Insured
USDA Loans
- No Downpayment
- Insurance Required
- Lower Credit Accepted
- Primary Residence
- Government Insured
FHA Loans
- Downpayment Required
- Insurance Required
- Lower Credit Accepted
- Primary Residence
- Government Insured
Conventional Loan:
A conventional home loan is a mortgage that is not insured by the federal government, so their terms are more flexible than USDA, FHA or VA loans. Offering low interest rates, they’re a great fit for customers with good credit and financial stability who can afford a down payment.
VA Loan:
Insured through the U.S. Department of Veterans Affairs, VA loans do not require the borrower to make any down payment or to get private mortgage insurance, amounting to substantial savings. With lower rates and the far more lenient underwriting standards, if your borrower is a current or former member of the U.S. armed forces, they are unlikely to get a better deal with any other kind of loan.
USDA Loan:
The United States Department of Agriculture developed this mortgage option to improve the economy and quality of life in rural America by encouraging the purchasing of rural land. USDA loans are issued through the USDA Rural Development Guaranteed Housing Loan Program, and you might be surprised how feasible it is to qualify for one beyond what most would consider “farmland”.
FHA Loan:
An FHA loan is a mortgage designed for low-to-moderate-income borrowers. Insured by the Federal Housing Administration, FHA loans require a lower minimum down payment and credit scores than many conventional loans.
Realtor Resources
AnnieMac Worx for Realtor Partners
AnnieMac Worx offers invaluable lessons to real estate agents via live webinars, on-demand multimedia and Fortune 500-Caliber educators. Whether you want to catch up on trending topics or enhance your knowledge of time-tested skills and situations, this exclusive outlet will broaden your knowledge base and enable you to pursue more opportunities... which means more success!
Benefits include certification programs, weekly live classes, Worx on demand, productivity tools to streamline your workflow, and coaching with one-on-one expert trainings.
