Opting Out of Communications

Protect Your Personal Information

When you apply for credit, did you know it could lead to unsolicited offers from other companies? These are called trigger leads, and while they’re intended to connect you with competitive offers, they can feel intrusive. Here’s how you can opt out and take control of your information.

What Are Trigger Leads?

When you apply for credit, your lender pulls your credit report, creating a hard inquiry. This action alerts other companies—like mortgage lenders, auto lenders, and credit card providers—that you’re seeking new credit. They can then purchase your information to send you offers.

Although this is a legal practice designed to provide consumers with options, it often results in unwanted marketing that can feel overwhelming.

Why Opt Out?

By taking this step, you reduce unwanted marketing and interruptions, maintain better control over your personal data and avoid the stress of managing unsolicited offers.

How to Opt Out of Unwanted Offers

You have the power to limit these solicitations and protect your personal information. Here’s how:

• Temporary Opt-Out (5 Years) – Visit optoutprescreen.com; Call 1-888-5-OPT-OUT (1-888-567-8688)
• Permanent Opt-Out – Complete the Permanent Opt-Out Election form available at optoutprescreen.com. Mail the form to finalize your request.