We believe you deserve more from the mortgage industry.
We believe in the need for live, human interaction during a complex process. The kind of service and guidance which an app simply can’t provide.
We believe paperwork cannot tell your whole story. Our customers are more than credit scores and income documents. They are the individuals and families who live in and strengthen our communities.
Their story is our story. And that story begins in a home.
What People Are Saying:
4.86
AVERAGE
RATING
Working with Jennifer DeLuca has been such a great experience. She makes the lending side so easy for my clients, and her app streamlines the pre-approval process in a way that takes a lot of stress off their shoulders. I also really appreciate the regular updates she provides, This keeps me in the ...
Jason Ontjes
4.86
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The communication and the quickness to answer any and every one of my questions helped take so much stress off during a stressful time.
Kelly Traum
4.86
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RATING
he made me understand every detail, any question I had he made sure to answer. He was easy to get in touch and pleasant to talk to.
Gabriel Rosado
Johnston, Rhode Island4.86
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Excellent service from start to finish – the process was smooth, transparent, and stress-free. Highly professional and responsive, I would strongly recommend them to anyone seeking financing.
Harshank Jani
Hicksville, New York4.86
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Tim Murphy was the loan officer for my transaction at 3395 Lox Street, as well as the seller loan for Oakley. He is an excellent, excellent loan officer—truly professional and committed to his clients. Tim went above and beyond to ensure the deal was completed smoothly. His knowledge, responsiveness ...
Tiffiony Keys
Cobb Island, Maryland4.86
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The service was great !!!!
Juan De La Paz
Hamilton, New Jersey4.86
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Steve offered great advice and was there for us every step of the way.
Nicholas A DiSalvo
Little Egg Harbor Twp, New Jersey4.86
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Taking care of us and helping make it as easy as possible!!!
Karter Swenson
Stephenville, Texas4.86
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Amazing job
Wilkins Henderso
Johnston, Rhode Island4.86
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Elisa is amazing and always ahead of the game. She goes above and beyond on communication and always available when needed. She made this transaction as smooth as possible. Thank you!!
Jacqueline Solis
Leominster, Massachusetts4.86
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The communication and the quickness to answer any and every one of my questions helped take so much stress off during a stressful time.
Kelly Traum
Pennsville, New Jersey4.86
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Kevin was REALLY GREAT, patient and kind to me, he made buying a home a wonderf experience. From communication with email & text he didnt miss a beat. Thank you for your service.
Mark A Mitchell
SUFFOLK, Virginia4.86
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RATING
Tommy is the best to work with!
Andrew Lynch
Tampa, Florida4.86
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BRYAN will always hold the top spot on my list. He is a true expert in his field, consistently going above and beyond to ensure that his clients grasp every detail. His genuine care for his clients shines through as he diligently works to place them in the best possible position for success.
Jeremy Willie
CHESAPEAKE, Virginia4.86
AVERAGE
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Tyler was extremely helpful and transparent throughout the process. As a first-time home buyer, I couldn't have asked for a better person
Joshua Lauritsen
Indianapolis, Indiana4.86
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Bob was very knowledgeable about the process and was always able to answer any questions or concerns we had so that we were confident and comfortable throughout the entire purchase. Great experience and highly recommend.
Andrea Allen
Freehold, New Jersey4.86
AVERAGE
RATING
Amazing service
Leeann Coughlin
Wilbraham, Massachusetts4.86
AVERAGE
RATING
Kelly was extremely responsive to all my needs and questions - as difficult as the process was, she did everything in her power to make everything easier. Would definitely recommend Kelly!
Andrew Zajkowski
Morristown, New JerseyTools For You
Featured Products
Cash2Keys
Cash Offer and Buy Now, Sell Later. With our Cash Offer program, even the odds and get your offers accepted, all with the power of cash. With Buy Now, Sell Later, current homeowners can comfortably sell their old home all while securing a new one.
Access Your Home's Equity
As you start to make payments on your mortgage, you gain equity in your home. Take advantage of the equity you have built up over time and receive cash for large expenses, consolidating your debts, or home repairs and updates.
Loan Options
Conventional
- Downpayment Required
- Insurance Required
- Higher Credit Needed
- No Residency Restrictions
- Not Insured
VA Loans
- No Downpayment
- Insurance Optional
- Lower Credit Accepted
- Primary Residence
- Government Insured
USDA Loans
- No Downpayment
- Insurance Required
- Lower Credit Accepted
- Primary Residence
- Government Insured
FHA Loans
- Downpayment Required
- Insurance Required
- Lower Credit Accepted
- Primary Residence
- Government Insured
Conventional Loan:
A conventional home loan is a mortgage that is not insured by the federal government, so their terms are more flexible than USDA, FHA or VA loans. Offering low interest rates, they’re a great fit for customers with good credit and financial stability who can afford a down payment.
VA Loan:
Insured through the U.S. Department of Veterans Affairs, VA loans do not require the borrower to make any down payment or to get private mortgage insurance, amounting to substantial savings. With lower rates and the far more lenient underwriting standards, if your borrower is a current or former member of the U.S. armed forces, they are unlikely to get a better deal with any other kind of loan.
USDA Loan:
The United States Department of Agriculture developed this mortgage option to improve the economy and quality of life in rural America by encouraging the purchasing of rural land. USDA loans are issued through the USDA Rural Development Guaranteed Housing Loan Program, and you might be surprised how feasible it is to qualify for one beyond what most would consider “farmland”.
FHA Loan:
An FHA loan is a mortgage designed for low-to-moderate-income borrowers. Insured by the Federal Housing Administration, FHA loans require a lower minimum down payment and credit scores than many conventional loans.
Realtor Resources
AnnieMac Worx for Realtor Partners
AnnieMac Worx offers invaluable lessons to real estate agents via live webinars, on-demand multimedia and Fortune 500-Caliber educators. Whether you want to catch up on trending topics or enhance your knowledge of time-tested skills and situations, this exclusive outlet will broaden your knowledge base and enable you to pursue more opportunities... which means more success!
Benefits include certification programs, weekly live classes, Worx on demand, productivity tools to streamline your workflow, and coaching with one-on-one expert trainings.
